Beforeatwinkle, I'm no expert but it sounds like you have time and will be fine
I, myself, am 31, married, and STILL don't know if/when we will have kids... I'm trying to figure it all out. So I find it very encouraging to hear stories like kare.bear's, or what Kill_at_StorkRadio said about the risk being upped from 35 to 40... Thanks for the posts everyone because you are helping soothe my own anxiety as well.