Although we had reservations about continuing with my pregnancy, due to my health issues. I could not bring myself to terminate the pregnancy. My husband and I were so happy and excited when doctors told us it would not be easy, but I would do just find. We were even more excited when we discovered that I was pregnant with a girl after having two boys. . . But the happiness quickly turned into worry when my husband was terminated at the beginning of my third trimester. Knowing we could not afford COBRA with our other bills rent, light/ gas bill, car insurance and the miscellaneous experiences from our other children (Ages 13 and 6), we went to our county Welfare Office for assistance. We thought we had found light at the end of the tunnel when they provided us with information about our state health insurance program for families called NJ FAMILY CARE. Our hopes were quickly crushed when we discovered that NJ FAMILY CARE does not cover pregnant women. We were told by the NJ FAMILY CARE agent that I could apply for emergency pregnancy medicaid. We though our worries were over, but that was not so. We quickly learned that our income (my husband unemployment and my social security disability) exceeded medicaid income guidelines. We were back at square one. Additionally, even though I receive Social Security Benefits I am ineligible for Medicare, because you have to be disabled for two years before you can receive Medicare Benefits. Oh and did I mention, I am high risk? Currently, I have no insurance. I have no way to fill my presciptions I need. My injections that I am required to take cost anywhere from $700 - $1000 for a month supply. We are trying to apply for Charity Care and praying that this is not another door slammed in our faces. I am due in February. NJ Family Care should change it's name . . . because Family begin with the mother being healthy. If there is no mother there is no Family. They should be call NJ Insurance or something, because they care nothing about the family. And as for the Welfare Dept of NJ, basically they want all mothers to be single and without a husband. I thought the Welfare Dept was designed to help people in need with various assistance until they get on their feet, but sadly the Welfare Dept is content with assisting the many of people who abuse the system while many deserving citizen who have worked fall by the side. They also do not consider the whole picture when it come to their income guidelines. Rent is not cheep in NJ and neither is food. Their guidelines need to be updated. Through all this I have faith that God will help me and my family through this tough time.