The point is, that when you both agree that you work too , being at home with the kids, you should be entitled to a pay check. So you can have your own money in the bank, the possibility to invest in you ( courses, hobbies, trips) and the option to save for your pension. However, while most ' stay at home moms' say they work too, they never claim any pay, and so none of them will have the things that the working husbands often do have ( expensive nights out, a hobby, and of course, that Latte as often as he wants) and what about sick leave meaning money for a nanny when you are ill?